retirement planning


Bond ladders for a prudent pantry

I’ve talked in the past about the benefits of off-loading risk to an insurance company to create a pension in retirement.  When certain cash flow becomes a higher priority than investment growth, I’ve considered single premium immediate annuities (SPIAs) to do the job. Another idea is a bond ladder.  It’s […]

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“Save Your Retirement”: a book review

The hook for this book by Frank Armstrong III and Paul Brown is in the subtitle.  Notice it’s not “Save FOR your retirement”.  It’s “Save Your Retirement: What do Do if You haven’t Save Enough or If Your Investments Were Devastated” is a book of distilled wisdom compiled by a […]


Thanksgiving Family Money Letter – 2013

2013 Year-End Tax Planning and Financial Wellness 2013 Thanksgiving Family Money letter   PublicFriendsFriends except AcquaintancesOnly MeCustomClose FriendsFamilySee all lists…Greenfield, Massachusetts AreaClientsLJKids’ FriendsTea & TaxesLimited ProfileNorth Country Union High SchoolTea & Taxes CompanyJust MeFamilySchooldaysPEOMHC ClubHamMount Holyoke CollegeUniversity of Massachusetts AmherstAcquaintancesGo Back November 27, 2013     Welcome to my annual […]

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